Coming to iOS
Comodo collects everyone’s share by ACH before the bill is due. The money is already there when rent comes out — so nobody fronts it, and nobody chases anyone.
For the bills that repeat — rent, insurance, internet, subscriptions.
How it works
The setup is a one-time conversation with your housemates. After that, every cycle happens without anyone opening the app.
Invite your housemates. Everyone links their own bank account through Plaid — no shared logins, no one holding the card.
Comodo reads the recurring charges already in your transaction history and offers them up. Or enter the bill yourself.
Whoever adds the bill proposes how it divides. It only takes effect once every member has approved the exact amount.
Each share is debited ahead of the due date and lands in the group’s account, so the balance is there before the bill is.
Why it’s different
Every app can divide a number by four. The hard part is everything after — who pays up front, who follows up, and who eats it when someone forgets.
One person putting rent on their card and collecting from everyone else isn’t splitting a bill — it’s lending money to your housemates. Comodo debits each share directly from each person, so no one is out four figures waiting to be paid back.
Every split is proposed, versioned, and unanimous. If someone amends it after you voted, your approval doesn’t carry over — you review the new terms.
Your authorization belongs to you. Cancel your own recurring debit from the app without asking a group admin for permission.
Rent, insurance, internet, subscriptions — fixed amounts on a known schedule, which is what makes funding them in advance possible.
Security
Comodo pulls money out of your bank account. That deserves more than a padlock icon and the word “encrypted,” so here is precisely what holds.
Bank connections run through Plaid. Comodo receives a token that authorizes transfers — never your username, never your password.
Before a cent is collected you see the exact amount, the frequency, and the date it lands. You authorize that specific expense, not a blanket permission.
If your share changed between opening the screen and tapping approve, the authorization is refused instead of applied. You can only ever authorize terms you actually saw.
Stopping your own recurring debit takes one tap and needs no one else’s sign-off. Not a group admin’s, not ours.
Questions
No. Comodo is a financial technology company, not a bank. The group’s deposit account is opened through our banking provider, Unit, and held at Unit’s partner bank — so your money sits at a chartered bank, not with us.
Recurring bills with a fixed amount — rent, renters insurance, internet, streaming and other subscriptions. Variable bills like a metered electric bill aren’t supported yet, because collecting money in advance requires knowing the amount in advance.
Yes. Each person authorizes and funds their own share from their own account, which is the whole point — there is no group card and no one covering anyone else.
The group sees it. A failed share is visible to everyone rather than quietly landing on whoever noticed first, and the person it belongs to can retry it from the app.
Anyone in the group can propose a new one. Like the original, it takes effect only when every member has approved it, and existing authorizations stop until people have signed off on the new amounts.
Once your outstanding shares are settled and nothing is mid-transfer, yes — and your recurring authorizations end with it.
iOS first. Early access goes out in batches, and the waitlist is how you get in one of them.
Early access
We’re rolling out to groups in batches on iOS. Leave your email and we’ll send an invite when it’s your turn.
Waitlist form isn’t connected yet — set FORM_ENDPOINT in src/components/Waitlist.astro.
No spam, and no sharing your address. One email when your invite is ready.
